Vinton, LA
As do many full timers, I keep records of all income and expenses since on the road starting February 2010. Also, as do many full timers I exceed the budget. Each year there seems to be something to fix or a medical issue. With that in mind, as do many full timers we look forward to 2016 being the exception. Naive?
Many of us post our budget and expenses for the benefit and review of folks considering this lifestyle. Our budget and expenses are less than many and a lot more than many. Take this only as a guideline.
Many of us post our budget and expenses for the benefit and review of folks considering this lifestyle. Our budget and expenses are less than many and a lot more than many. Take this only as a guideline.
Here is our 2015 budget and expenses:
Budget Actual
Admissions: 180 251 Guess we had places to go,
things to see
Our Medicare Supplements 3708 3802 Always an increase in
premiums
Family Cabin in Pennsylvania 480 425 Taxes, etc
Campground fee 3120 3623 Includes 425 a year for
2 zone Thousand Trails membership
Cell/Internet 2400 2695 Expected to go down this year.
Church/Charity 2640 2900
Clothing 360 564 No idea what we have new???
Diesel 6300 4669 YES!
Dining out 3300 4189 What can I say
Entertainment 360 584 EBooks, picking up the tab
Gifts 1608 2252 With 15 grand kids and
3 greats. Worth it.
Groceries 4200 4041 Under budget due to third
category above this one.
Household 3000 2363 New Keuring, sheets, stuff!
Laundry 250 151 Saved when parked near
daughter in PA....enough said
Life Insurance 120 120 Old policy on Phyllis
Mail forwarding service 300 320
Medical/ Prescription 1800 1933 $147 deductible each
on our Medicare policies
Len dental work $507
Co-pay prescriptions
Memberships 120 258
Personal Care 600 479 Hair cuts, etc
Phyllis Prescription Plan 372 372 Len's taken from SS Check
Propane 600 449
RV Service 1740 2741 230 gray tank repair
323 2nd generator
270 replace black tank valve
904 three tires
Direct TV 1212 1222
Tolls 240 499 Trips towing over bridges
from NJ and turnpikes
Truck care 1680 2510 613 Heater for DEF
553 Replace CAC tube
RV registration 220 220
Truck registration 122 122
RV insurance 955 955
Truck insurance 868 868
Total expenses 45,543
In addition we had these unclassified and/or unexpected expenses
Trip to Disneyland 5370
New Axle on RV 4709
New rifle for Len 778
Trip to sons wedding 1600
Real Total expenses 57,222
We are hoping for a less expensive year in 2016. Need to save some funds to return to Alaska next year.
things to see
Our Medicare Supplements 3708 3802 Always an increase in
premiums
Family Cabin in Pennsylvania 480 425 Taxes, etc
Campground fee 3120 3623 Includes 425 a year for
2 zone Thousand Trails membership
Cell/Internet 2400 2695 Expected to go down this year.
Church/Charity 2640 2900
Clothing 360 564 No idea what we have new???
Diesel 6300 4669 YES!
Dining out 3300 4189 What can I say
Entertainment 360 584 EBooks, picking up the tab
Gifts 1608 2252 With 15 grand kids and
3 greats. Worth it.
Groceries 4200 4041 Under budget due to third
category above this one.
Household 3000 2363 New Keuring, sheets, stuff!
Laundry 250 151 Saved when parked near
daughter in PA....enough said
Life Insurance 120 120 Old policy on Phyllis
Mail forwarding service 300 320
Medical/ Prescription 1800 1933 $147 deductible each
on our Medicare policies
Len dental work $507
Co-pay prescriptions
Memberships 120 258
Personal Care 600 479 Hair cuts, etc
Phyllis Prescription Plan 372 372 Len's taken from SS Check
Propane 600 449
RV Service 1740 2741 230 gray tank repair
323 2nd generator
270 replace black tank valve
904 three tires
Direct TV 1212 1222
Tolls 240 499 Trips towing over bridges
from NJ and turnpikes
Truck care 1680 2510 613 Heater for DEF
553 Replace CAC tube
RV registration 220 220
Truck registration 122 122
RV insurance 955 955
Truck insurance 868 868
Total expenses 45,543
In addition we had these unclassified and/or unexpected expenses
Trip to Disneyland 5370
New Axle on RV 4709
New rifle for Len 778
Trip to sons wedding 1600
Real Total expenses 57,222
We are hoping for a less expensive year in 2016. Need to save some funds to return to Alaska next year.
Great recap. We tend to go over budget in some categories. Amazes me that with workamping, we're still only living on one income. This gate guarding job will help pay off the balance on the RV and get a huge cushion back in savings again.
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